Buying a home for the first time is a major milestone, but it can also be overwhelming when you begin evaluating loan choices, repayment rules, and bank requirements. Understanding how home loan interest rates work and how lenders assess eligibility plays a huge role in making a confident financial decision. A tailored mortgage repayment plan can save you thousands in interest over the years, and one made in haste may lead to unnecessary stress and inflated repayments. For first-time buyers, researching mortgage packages early and comparing different home financing options is the key to securing an affordable and manageable loan.…